90 days from today is Tue, 17 September 2019

West Midlands Police Federation

West Midlands Police Federation contact details

Travel Insurance


Worldwide Family Travel Insurance is available under the Group Insurance Scheme for member, spouse/co-habiting partner and dependent children and grandchildren under the age of 23, in full time education and residing with the member*

Providing annual multi-trip cover for worldwide travel, up to 31 days in any one trip.  Winter Sports and scuba diving to 40m (providing the member holds a recognised diving qualification) are included along with a wide range of other activities. Cover for natural disasters such as volcanic eruption, earthquake, tsunami, flood etc is also included. 

If you would like to join the Group Insurance Scheme, please complete the application form on the Group Insurance Scheme Documents page and return it to us as soon as possible. Cover commences once a premium has been deducted from your pay.

Premiums and benefits change at retirement and again at age 65.  Cover ceases at age 75.

*Policy limits and exclusions may apply, please see policy wording for full terms and conditions. 

Your policy wording

Your policy wording is available to download for both the Group Insurance Scheme and stand alone (existing Members only) from the Group Insurance Scheme Documents page.

This is your contract of insurance and you must ensure that you have read and understood the terms and conditions and that the cover meets your needs. 

Travel insurance premium rebate

Officers and retirees who reside together as spouses or co-habiting partners and are both paying for full membership of the West Midlands Police Federation Group Insurance Package in their own right can apply for a travel rebate.

The rebate will take into account duplicated premium payments in respect of the family travel insurance element of this scheme. Claimants must sign the form which agrees that they have been paying group insurance premiums for the last 12 month period (April 18 to April 19) which they need to declare on the form and the rebate cannot be backdated any further back. To request a form, please email westmidlandspf@polfed.org

Note: The closing date for processing the travel insurance premium rebate is 31 July 2019. 

Declaring your medical conditions

Please read the Declaration on pages 4 & 5 of your policy wording where you will find the Medical Exclusions that apply to this policy and; the Health Questions.   If you or anyone insured on this policy answers Yes to any of the Health Questions you must contact the Police and Fire Brigade Health Line on 01689 892 262 to declare any and all pre-existing medical conditions. 

Cover for pre-existing medical conditions does not automatically continue and you must declare these at each renewal.  You must also read the Declaration each time you book a trip and declare any new conditions or any changes to those that have already been declared.

If you wish to obtain a quote for other family members underwritten by Ageas Insurance Ltd you can go to the Ageas website.

West Midlands Police Federation is an Appointed Representative of Arthur J Gallagher Insurance Brokers Limited, and George Burrows is a trading name of Arthur J Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow G2 7AT. Registered in Scotland. Company Number: SC108909


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Travel Waiver