90 days from today is Mon, 04 March 2024
Worldwide family travel insurance is available under the Group Insurance Scheme for member, spouse/co-habiting partner and dependant children and grandchildren under the age of 23, in full time education and residing with the member*
Providing annual multi-trip cover for worldwide travel, up to 31 days in any one trip. Winter Sports and scuba diving to 40m (providing the member holds a recognised diving qualification) are included along with a wide range of other activities. Cover for natural disasters such as volcanic eruption, earthquake, tsunami, flood etc is also included.
If you would like to join the Group Insurance Scheme, please complete the application form on the Group Insurance Scheme documents page and return it to us as soon as possible. Cover commences once a premium has been deducted from your pay.
Premiums and benefits change at retirement and again at age 65. Cover ceases at age 75.
*Policy limits and exclusions may apply, please see policy wording for full terms and conditions.
Your policy wording
Your policy wording is available to download for both the Group Insurance Scheme and stand alone (existing Members only) from the Group Insurance Scheme Documents page.
This is your contract of insurance and you must ensure that you have read and understood the terms and conditions and that the cover meets your needs.
Emergency Medical Assistance Number: +44 (0)1243 621066
Should you suffer a loss under this policy other than a medically related claim, please contact as soon as reasonably possible on the following contact number: +44 (0)1243 621416
Note: You will be asked for either your collar or pension number along with the policy scheme reference - for reference see your travel policy document - Page 3 (available from the Group Insurance Scheme documents page).
Pre-existing medical conditions
This policy will not cover you for any claims arising from pre-existing medical conditions as set out below:
a) Any claims made under the Cancellation, Curtailment or Change of Itinerary and/or Medical & Emergency Travel Expenses section of this policy as a result of any pre-existing medical condition where a Qualified Medical Practitioner has not permitted the Insured Person to travel.
b) Any claims under the Cancellation, Curtailment or Change of Itinerary section of this policy as a result of any pre-existing medical condition where the Insured Person is on a waiting list for in-patient treatment.
c) Any claims made under the Cancellation, Curtailment or Change of Itinerary and/or Medical & Emergency Travel Expenses section of this policy where you are travelling for the purpose of obtaining medical treatment abroad.
d) Any claims made under the Cancellation, Curtailment or Change of Itinerary and/or Medical & Emergency Travel Expenses section of this policy where you have been given a terminal prognosis.
e) Purchase of any prescription medicines relating to a pre-existing condition.
f) If an Insured Person or close relative has suffered a pre-existing medical condition that you could have reasonably foreseen would have given rise to a Cancellation or Curtailment or Change of Itinerary claim under the Cancellation, Curtailment or Change of Itinerary section of this policy.
West Midlands Police Federation is an Appointed Representative of Arthur J. Gallagher Insurance Brokers Limited, and George Burrows is a trading name of Arthur J. Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow G2 7AT. Registered in Scotland. Company Number: SC108909