90 days from today is Thu, 14 February 2019
Worldwide Family Travel Insurance is available under the Group Insurance Scheme for member, spouse/co-habiting partner and dependent children and grandchildren under the age of 23, in full time education and residing with the member*
Providing annual multi-trip cover for worldwide travel, up to 31 days in any one trip. Winter Sports and scuba diving to 40m (providing the member holds a recognised diving qualification) are included along with a wide range of other activities. Cover for natural disasters such as volcanic eruption, earthquake, tsunami, flood etc is also included.
If you would like to join the Group Insurance Scheme, please complete the application form on the Group Insurance Scheme Documents page and return it to us as soon as possible. Cover commences once a premium has been deducted from your pay.
Premiums and benefits change at retirement and again at age 65. Cover ceases at age 75.
*Policy limits and exclusions may apply, please see policy wording for full terms and conditions.
Your policy wording
Your policy wording is available to download for both the Group Insurance Scheme and stand alone (existing Members only) from the Group Insurance Scheme Documents page.
This is your contract of insurance and you must ensure that you have read and understood the terms and conditions and that the cover meets your needs.
Travel insurance premium rebate
Officers and retirees who reside together as spouses or co-habiting partners and are both paying for full membership of the West Midlands Police Federation Group Insurance Package in their own right can apply for a travel rebate.
The rebate will take into account duplicated premium payments in respect of the family travel insurance element of this scheme. Claimants must sign the form which agrees that they have been paying group insurance premiums for the last 12 month period (April 17 to April 18) which they need to declare on the form and the rebate cannot be backdated any further back. To request a form, please email email@example.com
Declaring your medical conditions
Please read the Declaration on pages 4 & 5 of your policy wording where you will find the Medical Exclusions that apply to this policy and; the Health Questions. If you or anyone insured on this policy answers Yes to any of the Health Questions you must contact the Police and Fire Brigade Health Line on 01689 892 262 to declare any and all pre-existing medical conditions.
Cover for pre-existing medical conditions does not automatically continue and you must declare these at each renewal. You must also read the Declaration each time you book a trip and declare any new conditions or any changes to those that have already been declared.
West Midlands Police Federation is an Appointed Representative of Arthur J Gallagher Insurance Brokers Limited, and George Burrows is a trading name of Arthur J Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow G2 7AT. Registered in Scotland. Company Number: SC108909
George Burrows is the trading name of Arthur J. Gallagher Insurance Brokers Ltd (AJG). We are the data controller of any personal information you provide to us or personal information that has been provided to us by a third party. We collect and process information about you in order to arrange insurance policies and to process claims. Your information is also used for business purposes such as fraud prevention and detection and financial management. This may involve sharing your information with third parties such as insurers, reinsurers, other brokers, claims handlers, loss adjusters, credit reference agencies, service providers, professional advisors, our regulators, police and government agencies or fraud prevention agencies.