90 days from today is Sat, 20 October 2018

West Midlands Police Federation

West Midlands Police Federation contact details

Retired Officer

Members retiring from the Force on pension/medical have the option of continuing with the following schemes:

PLEASE NOTE THAT THE GROUP INSURANCE SCHEME DOES NOT INCLUDE CRITICAL ILLNESS.

Details of the Retired Officers Group Insurance Scheme can be found in the Insurance Scheme Booklet and the Group Legal Expenses Document  which are both in the GROUP INSURANCE SCHEME DOCUMENTS SECTION.

You will be automatically enrolled in the Retired Officer scheme unless you let us know otherwise.

If there is any change of circumstances it is vital you contact the Federation as soon as possible to check your beneficiary is up to date. Failure to do this can affect any claims.

You can download a retired officer beneficiary form in the Group Insurance Scheme Documents sectionjust complete (you can type in the form before you print), sign and send back to the Federation office via email to westmidlandspf@polfed.org or post back to us.

IMPORTANT INFORMATION

Changes to the West Midlands Police Federation Legal Expenses Insurance 

In 2017 we received renewal terms for the Legal Expenses Insurance and there are some important changes to bring to your attention. 

A new provider was appointed to manage the scheme, a local firm, Legal Insurance Management (LIM).  The Legal Expenses Insurance has not increased in premiums for some time but due to increasing claims a small increase to the premiums is required. 

We are confident that the new provision offers the most appropriate and cost effective cover.

THE LEGAL HELPLINE NUMBER IS 01384 887625 AND THE POLICY NUMBER TO QUOTE IS LES/256/1315

A summary of benefits and premiums payable for the age categories can be found below, prices shown are from April 2018 onwards (note Travel Insurance is separate cover from 65 upwards): 

Retired officer (up to age 64) and partner     Retired officer Partner
Life assurance £55,000 £27,500             
20% advance in cases of terminal prognosis    
Best Doctors service Family cover  
Worldwide family travel insurance Annual/multi-trip  
RAC Motor Breakdown Assistance UK & European UK & European
Mobile phone/gadget insurance Included Included
Legal Expenses **    
Monthly premium: £27.85 * £10.95 *
   
Retired officer (aged 65 - 69) and partner Retired officer Partner
Life assurance £7,500 £7,500
Best Doctors service Family cover  
RAC Motor Breakdown Assistance UK & European UK & European
Mobile phone/gadget insurance Included Included
Legal Expenses **    
Monthly premium: £18.30 * £10.95 *



Retired officer (aged 70+) Retired officer Partner
Best Doctors service Family cover  
RAC Motor Breakdown Assistance UK & European UK & European
Mobile phone/gadget insurance Included Included
Legal Expenses **    
Monthly premium: £11.30 * £4.25 *


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Travel Insurance

£5.19 up to 65 yrs 
£11.51  65 - 69 yrs
£15.23  70 - 74 yrs (cover ceases at 75 yrs)
   

* The premiums include Insurance Premium Tax and the Federation’s administration fee. Premiums are subject to periodic review and may go up or down.

** Legal Expenses cover is not included in the scheme booklet; please refer to the policy wording for full details.  The premiums include Insurance Premium Tax and the Federation’s administration fee. Premiums are subject to periodic review and may go up or down.

More information on the Travel Insurance

West Midlands Police Federation is an Appointed Representative of Arthur J Gallagher Insurance Brokers Limited, and George Burrows is a trading name of Arthur J Gallagher Insurance Brokers Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow G2 7AT. Registered in Scotland. Company Number: SC108909

www.ajginternational.com

Privacy Notice

George Burrows is the trading name of Arthur J. Gallagher Insurance Brokers Ltd (AJG). We are the data controller of any personal information you provide to us or personal information that has been provided to us by a third party. We collect and process information about you in order to arrange insurance policies and to process claims. Your information is also used for business purposes such as fraud prevention and detection and financial management. This may involve sharing your information with third parties such as insurers, reinsurers, other brokers, claims handlers, loss adjusters, credit reference agencies, service providers, professional advisors, our regulators, police and government agencies or fraud prevention agencies.

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