Improving the lives of the Police family is what Police Mutual are all about. The company has been able to put in place a wide range of initiatives, services and support to make a positive difference to the lives of serving and retired Police Officers and Staff.

We offer a range of products and services that are only available to Police Officers, Staff, their families, and the wider Police family. So whether you're interested in saving for a rainy day, or want quality insurance cover - we're here for you.

You can find out more by visiting  www.policemutual.co.uk

Humberside Police Federation is working in conjunction with The Tax Refund Company to offer you the opportunity to receive a professional tax code review. Experts will check the tax you’ve paid in the last four years and help you get your money back from HMRC if you’ve paid too much.

You may be entitled to a tax refund

If you pay tax, there’s a fairly high chance you’ve paid too much.

As a member of Humberside Police Federation, you are eligible to have your tax code checked by professional tax experts at The Tax Refund Company.

Hundreds of members have already had a refund after using this service. Very few members think they are owed a refund before they use this service. Most of those getting a refund are pleasantly surprised when a cheque arrives in the post.

The main points to note are…

• Your review is free if you do not get a tax refund
• For every £1 paid back by HMRC, you keep 62p (minimum fee £38*)
• You will keep 100% of any refund for current and future years.
• Peace of mind guaranteed – in the rare event you get an unexpected tax bill as a direct result of using this service, it will be paid for you**
• Humberside Police Federation members using this service previously have received an average refund of £180.23 each.

You should not assume HMRC will send you a refund if you have overpaid tax. They won’t. It is up to you to check if you have paid too much tax and claim it back if you have.

To have your tax codes checked and see if you are due a tax refund click here

This is your hard-earned money. Why let The Revenue keep it?

* You only pay a fee if you get a refund from HMRC. If you get back less than £38, the minimum fee will be reduced to the same value as your refund, so you have nothing else to pay.

**T&Cs apply

Any Questions?

Please visit their comprehensive FAQ page or call The Tax Refund Company

Customer Service Team on 0161 968 7345 (Mon–Fri 9am – 5pm)

‘No1 CopperPot Credit Union are a not-for-profit organisation who offer savings, loans and mortgages exclusively to the Police Family. Savers are rewarded on an annual basis with a share of the organisation’s profits, in the form of a dividend.

No1 CopperPot’s aims are to:

Encourage people to save

You can save from as little as £5 per month, and deposit lump sums up to £40,000.

Provide affordable borrowing options

We offer police specific loan products for a range of purposes, including our Student Officer Loan and Commutation Loan.

Provide financial education

We understand the importance of financial education, so we have created a financial wellbeing area on our website which includes some useful resources including our debt calculator, and tips on how to improve your credit score.

For more information, visit www.no1copperpot.com’

National Rewards Scheme for all members of the Police, with numerous offers from supermarkets, restaurants, and high street retailers.  Free to sign up, initially please use work email address for verification purposes and this will then be deleted once completed.  Optional fee (£5) for Premium Rewards, which will open further offers.  Sign up now at www.rewardsforpolice.co.uk Premium offers can be used on top of all existing offers to the Police.

Loveholidays offer a discount to the police family as part of the Blue Light Discount.

Get up to 5% off with Virgin Holidays

🔧 Take advantage of the Motor Source Priority Club – it’s like stumbling upon a hidden treasure chest full of exclusive treats and the best part….it’s FREE to join! - https://police.motorsourcegroup.com/about-us/priority-club?partner=humbersidepf  

🎁 And don’t forget about our #CookieForHeroes where you can nominate your colleague(s)/team/department to receive a special treat from us to thank them for all they do - https://police.motorsourcegroup.com/news/article/sweetening-the-deal-cookies-for-heroes?partner=humbersidepf  

Here at Motor Source Group, we want to make your December full of happy memories by buying your new set of wheels with us. Take the stress away from shopping and get back to relaxing with your families in this magical time of year!

Browse all offers and start saving with Motor Source Group today: Police Officer Discounts on New Cars | PolFed Car Discounts - Motor Source Group

Have you made New Year’s resolutions to upgrade your car, if so, we have some great deals that will save you money! Browse the offers, talk to our friendly team and create your dream car with no hassle.

Browse all offers and start saving with Motor Source Group today: Police Officer Discounts on New Cars | PolFed Car Discounts - Motor Source Group

Big savings on your new car with Motor Source Group!

See a selection of models below, or for the full range visit our website today.

https://police.motorsourcegroup.com/?partner=humbersidepf  

Renault Clio

1.0 TCE 90 Evolution 5dr

Motor Source price: £15,942.60

SAVE £2,042.40

UK RRP: £17,985

Find out more about the Renault Clio today: https://police.motorsourcegroup.com/new-cars/renault/clio/clio-hatchback-1-0-tce-90-evolution-5dr_103228/?partner=humbersidepf

SEAT Ibiza

1.0 TSI  95 SE 5dr

Motor Source price: £16,760.99

SAVE £2,954.01

UK RRP: £19,715

Find out more about the SEAT Ibiza today: https://police.motorsourcegroup.com/new-cars/seat/ibiza/ibiza-hatchback-1-0-tsi-95-se-5dr_98413/?partner=humbersidepf

Suzuki S-Cross

1.4 Boosterjet 48V Hybrid Motion 5dr

Motor Source price: £21,247.36

SAVE £5,451.64

UK RRP: £26,699.00

Find out more about the Suzuki S-Cross today: https://police.motorsourcegroup.com/new-cars/suzuki/s-cross/s-cross-hatchback-1-4-boosterjet-48v-hybrid-motion-5dr_99455/?partner=humbersidepf

Toyota C-hr

1.8 Hybrid Icon 5dr CVT

Motor Source price: £25,002.49

SAVE £6,287.51

UK RRP: £31,290

Find out more about the Toyota C-hr today: https://police.motorsourcegroup.com/new-cars/toyota/c-hr/c-hr-hatchback-1-8-hybrid-icon-5dr-cvt_103727/?partner=humbersidepf

MG ZS

130kw Trophy EV 51kwh 5dr Auto

Motor Source price: £26,947.40

SAVE £6,047.60

UK RRP: £32,995

Find out more about the MG ZS today: https://police.motorsourcegroup.com/new-cars/mg-motor-uk/zs/zs-electric-hatchback-130kw-trophy-ev-51kwh-5dr-auto_99251/?partner=humbersidepf

Skoda Karoq

1.5 TSI SE L 5dr

Motor Source price: £27,283.05

SAVE £4,271.95

UK RRP: £31,555

Find out more about the Skoda Karoq today: https://police.motorsourcegroup.com/new-cars/skoda/karoq/karoq-estate-1-5-tsi-se-l-5dr_99843/?partner=humbersidepf

Cupra Born

169kw E-boost V1 58kwh 5dr Auto

Motor Source price: £30,416.20

SAVE £4,668.80

UK RRP: £35,085

Find out more about the Cupra Born today: https://police.motorsourcegroup.com/new-cars/cupra/born/born-electric-hatchback-169kw-e-boost-v1-58kwh-5dr-auto_104382/?partner=humbersidepf

Audi Q3 Sportback

35 Tfsi Sport 5dr

Motor Source price: £32,129.45

SAVE £3,485.55

UK RRP: £35,615

Find out more about the Audi Q3 Sportback today: https://police.motorsourcegroup.com/new-cars/cupra/born/born-electric-hatchback-169kw-e-boost-v1-58kwh-5dr-auto_104382/?partner=humbersidepf

Joa Motorhomes Offer - We have exciting news where we have partnered with Joa Camp to make holidays even greater with an exclusive offer for our eligible customers.

Joa Motorhomes for Sale With Exclusive Police Special Offer - Motor Source Group

Sell My Car Service - Want to find out what your car may be worth before purchasing your brand new car? Now you can, our new online service is available and free to use!

Sell your car - Motor Source Group

For further information please contact:

Russell Hickey

Partnership Director

Affinity Leasing Ltd

Office: 0800 060 70 70

Mobile: 07970 210011

Direct Line: 01299 578010

Email: russell@affinity4u.co.uk

Address: Unit 30 Coppice Trading Estate Kidderminster Worcs DY11 7QY

Police Insure offers a range of insurance products for the police family including motor, travel and landlord insurance.

Humberside Police Federation is now offering members the chance to sign up to the National Police Healthcare Scheme which is run in conjunction with a number of Federation branches within the region to offer affordable healthcare to not only police officers but also to police staff.

Serving police officers subscribing to the scheme receive free membership of the Police Treatment Centres (PTC).

Retired officers can remain within the scheme but have to have joined during their police service, however they do not receive free membership to the PTC.

The National Police Healthcare Scheme - established in 1989 - is a self-financing scheme set up under a Trust Deed to provide private medical advice and treatment to subscribing members and their dependants.

Its main aim is to make the advantages of private medical care available to members at a reasonable cost.

The scheme also includes an alternative cash benefit for NHS treatment (currently £100 a night or £100 for day case surgery). All benefits are payable at the trustees' discretion. Please note that the cash benefit does not apply to members admitted to an NHS hospital as an emergency admission.

Subscription rates

Details of the current subscription rates can be found here.

It also offers competitive rates for retired officers. Please contact the Federation office for full details.

• Any member wishing to make a claim under the scheme must initially obtain a claim form from the Northumbria Federation Office - telephone 0191 4373763 - before seeing their GP.
• At the consultation, any necessary diagnostic tests only can be carried out.
• Any procedures proposed by the consultant following the diagnostic tests must be referred to The Northern Police Healthcare Scheme for prior approval.
• Please note that a £50 excess payment is required for any new claim and must be submitted when returning the GP referral form.

Payment can be made by cheque, payable to National Police Healthcare Scheme, or by bank transfer (details of which can be obtained by telephoning 0191 4373763).

Contact details for the administrator:

Michelle Glover and Louise Foley
Scheme Administrators
Northumbria Police Federation
11-14 Apex Business Village
Annitsford
Cramlington
Northumberland NE23 7BF
Tel: 0191 437 3000, Fax: 0191 250 2961

Email: healthcare@npf.polfed.org

Application Form Police Officer 

Police Mutual Healthcare Scheme

The Healthcare Scheme is a discretionary scheme set up for members of the Police family to help with the cost of private medical treatment when you need it, in the event of an illness. It allows you access to treatment at a range of private UK hospitals and facilities including those provided by Nuffield, Spire and Circle Health Group, and can reduce time spent waiting for diagnosis or necessary medical procedures.

Receive a 50% discount off the main members subscriptions for the first 12 months*

*T&Cs apply. Available to UK residents aged 18 to 65. You must be eligible for Police Mutual products. The offer is only open to customers who are new members of the PMHC scheme and who have not benefitted from a PMHC offer previously. For full details or to apply visit click here

Healthcare is a discretionary scheme and is not an insurance product. This product is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority and therefore is not covered by the Financial Ombudsman Service or the Financial Services Compensation Scheme.

PHMC Limited, trading as Police Mutual, is registered in England and Wales No. 03018474. Registered office: 80 Fenchurch Street, London, EC3M 4BY.

Legal support for Police Federation members from Slater and Gordon

At Slater and Gordon, we provide a suite of tailored legal services to officers both on and off-duty. We’re specialists in Police Federation legal advice and understand the intricacies of police work. So, whenever you need us, we’re ready to help.

Our lawyers have been supporting Police Federation members for over 60 years

Our experience working with the police community is exceptional, with our lawyers having supported Police Federation members for more than six decades.

This level of experience provides us with a comprehensive understanding of the many challenges police officers face in their admirable work, and in turn how best to support. We’re ready to help, whenever you need us, so that you can focus on the important job at hand.

How we can support you

Our lawyers will have an initial discussion with you to ensure they understand your situation fully, enabling them to provide the very best advice possible. They’ll then talk you through your options, avoiding unnecessary jargon and clearly outlining the steps ahead.

We can help with:

• Personal injury claims- on or off duty, for you or your family
• Employment law
• Police pensions
• Family law
• Wills, trusts and estates
• Residential conveyancing

Need assistance?

If you need legal advice or support, simply contact your Police Federation representative in the first instance who’ll put you in contact with our team of experts, or you can call us directly on 0845 601 1907.

Our lawyers can support you face-to-face at one of our local offices, via phone, email, or video call- whatever’s easiest for you.

Accord are fully committed to assisting POLFED members and their families with their Estate planning needs.  Accord are continuing to offer a Free of charge Will writing service to all POLFED members and their immediate family throughout 2023/24.

Accord are experts in all areas of estate planning including, Wills, Protective Trusts, Lasting Power of Attorney, Court of Protection, Care fee and Inheritance Tax Planning.  They can help you take control of what happens to your estates when you pass rather than put your beneficiary’s inheritance at risk.

Appointments are conducted by telephone, Skype, Zoom or home visit.  The appointments usually take around half an hour on average. Once instructions have been taken, they are sent to our legal team, comprised of lawyers and STEP qualified staff that will draft the Will. All of our Wills are created on an advised basis – every consultation is bespoke and every Will drafted accordingly.  Our consultants can also provide advice on a number of other estate planning services, including tax, Lasting Powers of Attorney, trust services and probate should anyone require further specialist advice.

As well as the above Accord are offering free practical bereavement advice following the passing of a loved one.  They would be happy to help you with next steps following a bereavement.

To book an appointment please email info@accordwills.co.uk and their booking team will be in touch to arrange.

We're super excited to announce the launch of the Police Mortgages app in collaboration with Humberside Police Federation.

The app is designed to support our members with their existing mortgages as well as exploring new mortgage options within the app itself without needing to speak to a mortgage adviser.

To celebrate the launch, we're running a competition for three of our members to win a £100 AMAZON VOUCHER!

All you need to do is:

1: Download the Police Mortgages app

2: Register and login

3: Submit your existing mortgage details into the app

To download the app, just search for Police Mortgages in the app store. 

Once you've done this you'll be able to add details of your existing mortgage and understand what your options will be when you come to the end of your current deal.

The app has live data from over 90 mortgage lenders and compares 12,000 products in real time.

It also allows you to look at your affordability options from all 90 lenders to understand what your borrowing potential could be.