Serve and Protect Credit Union

Serve and Protect are a free employee benefit available to Police Officers, Staff and their family members – helping them to save, but also there if they need to borrow throughout their career – with flexible repayments straight from your salary.

As a not-for-profit financial cooperative, they are owned by and run for our members – offering an ethical alternative to other financial providers.

Here to help you save:

• Join today for FREE
• Save a minimum of £10 per month
• Deductions straight from your salary
• Change your saving deduction or deposit lump sums at any time
• Withdraw at any time – online or via our mobile app
• Earn a return on your savings in the form of an annual dividend
• Life cover at no extra cost

There if you need to borrow:

• Affordable loans of up to £25,000
• Repayments straight from your salary
• No early repayment penalties
• Interest calculated on the reducing balance
• Life cover at no extra cost

Join today or learn more at: https://sandpcu.co.uk/lancspolfed

Improving the lives of the Police family is what Police Mutual are all about. The company has been able to put in place a wide range of initiatives, services and support to make a positive difference to the lives of serving and retired Police Officers and Staff.

We offer a range of products and services that are only available to Police Officers, Staff, their families, and the wider Police family. So whether you're interested in saving for a rainy day, or want quality insurance cover - we're here for you. You can find out more by visiting  www.policemutual.co.uk

Police Mutual Healthcare Scheme

The Healthcare Scheme is a discretionary scheme set up for members of the Police family to help with the cost of private medical treatment when you need it, in the event of an illness. It allows you access to treatment at a range of private UK hospitals and facilities including those provided by Nuffield, Spire and Circle Health Group, and can reduce time spent waiting for diagnosis or necessary medical procedures.

Receive a 50% discount off the main members subscriptions for the first 12 months*

*T&Cs apply. Available to UK residents aged 18 to 65. You must be eligible for Police Mutual products. The offer is only open to customers who are new members of the PMHC scheme and who have not benefitted from a PMHC offer previously. For full details or to apply visit click here

Healthcare is a discretionary scheme and is not an insurance product. This product is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority and therefore is not covered by the Financial Ombudsman Service or the Financial Services Compensation Scheme.

PHMC Limited, trading as Police Mutual, is registered in England and Wales No. 03018474. Registered office: 80 Fenchurch Street, London, EC3M 4BY.

Police Mutual is a trading style of The Royal London Mutual Insurance Society Limited (RLMIS), PMGI Limited (PMGI) and PMHC Limited (PMHC).  RLMIS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. PMGI is authorised and regulated by the Financial Conduct Authority. The firm is on the Financial Services Register, registration number 114942. PMHC provides the Police Mutual healthcare scheme. The Police Mutual healthcare scheme is not regulated by the Financial Conduct Authority. All companies are registered in England and Wales. RLMIS number 99064; PMGI number 073408 and PMHC number 03018474. Registered office: 55 Gracechurch Street, London, EC3V 0RL.

Remortgage – Free Webinar

It can be an anxious time when your mortgage deal is about to end. We’ve developed this webinar with an expert mortgage advisor from Tenet Mortgage Solutions Ltd, to provide some practical tips on finding the right mortgage deal.

The webinar will explain the different types of mortgage deals available, how to find the right mortgage for your circumstances and provides an understanding of the terminology frequently used in relation to mortgages.

The webinar is free to view and can be paused and restarted as many times as needed, it can be accessed by selecting the link below and completing and submitting the form.

https://bit.ly/3SEIYsQ

Police Mutual is a trading style of The Royal London Mutual Insurance Society Limited. The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PrudentiaL Regulation Authority.

Police Mutual is a trading style of The Royal London Mutual Insurance Society Limited. The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PrudentiaL Regulation Authority.

First Time Buyer – Free Webinar

Buying your first home can be scary but it doesn’t have to be. Police Mutual have developed this webinar with an expert mortgage advisor from Tenet Mortgage Solutions Ltd, to provide some practical tips in getting on to the property ladder.

The webinar will explain how to work out what you can afford, how to find the right mortgage for your circumstances and provides an understanding of the terminology frequently used around mortgages.

The webinar is free to view and can be paused and restarted as many times as needed, it can be accessed by selecting the link below and completing and submitting the form.

https://bit.ly/3SDA6DP

Police Mutual is a trading style of The Royal London Mutual Insurance Society Limited. The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PrudentiaL Regulation Authority.

Police Mutual’s FREE Prize Draw with 2 prizes up for grabs!!

It’s prize draw time!! Police Mutual are giving Officers, Police Staff, PCSOs, Special Constables and their families the chance to enter a FREE prize draw. You could be one of two winners to win: 1^st prize £1,000 Cash or 2^nd prize Apple iPhone 15, 256GB Black Mobile Phone.

Terms and conditions apply: https://bit.ly/4bLuIWB. For prize draw details and to enter click here  

https://bit.ly/3S829dg Prize draw ends 30/06/2024.

The prize draw will take place on 01/07/2024. Prize will be delivered within 48 days of the draw. The prize draw is open to UK residents aged 18 and over.  You must be eligible for Police Mutual products. No purchase necessary. One entry per person.

PMGI Limited trading as Police Mutual is authorised and regulated by the Financial Conduct Authority.  The firm is on the Financial Services Register, registration number 114942. Registered in England and Wales number 1073408.  Registered office: Brookfield Court, Selby Road, Leeds, LS25 1NB.