90 days from today is Wed, 02 September 2020

Sussex Police Federation

Financial Advice

Dear Member


IMPORTANT: You could be owed a tax refund

Since launching our Tax Code Review Service in 2004 provided by leading tax code experts, The Tax Refund Company, over 2,000 members have now applied to have their tax code checked for errors.

Over 590 members who’ve completed the review have found they had been given the wrong tax code by HMRC and were entitled to a tax refund.

If you have not used the service yet, Sussex Police Federation would like to give you another opportunity to discover if you’re due a tax refund.

The main facts you need to know:


 Your review is FREE if you do not get a tax refund

 For every £1 refunded, you keep 62p (minimum fee £38*)

 YOU keep 100% of any future savings you make from a new tax code

 Dog handlers in particular are frequently found to have paid too much tax


To start your review, Click Here

This is your hard earned money. Why let HMRC keep it?

* If your refund is under £38, the minimum fee will be reduced to the same value as your refund so you have nothing more to pay.



Call The Tax Refund Company Customer Service Team on

0161 968 7345 (Mon–Fri 9am–5pm)or see their FAQ’s at www.thetaxrefundcompany.co.uk/faqs

The Police Credit Union Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential REgulatory Authority. (Registered No. 213306)

Police Credit Union Video with Police Federation

  1. The Dangers of PayDay Loans
  2. Helper Leaflet
  3. Comparer Leaflet


No1 CopperPot Credit Union offers savings, loans and mortgages exclusively for the Police Family.

  • Save between £5 and £1,000 per month through your Sussex Police payroll
  • Withdraw your savings at any time with no penalty
  • Apply to borrow up to £25,000 unsecured as soon as you join
  • Earn your share of our profits in the form of an annual dividend (click here to view our previous rates)
  • Life Protection is included on your savings and loans (click here to view the terms and conditions)


For more information or to join please visit www.no1copperpot.com

Free and Confidential Debt Advice For The Police Service

Money worries are constantly on the minds of many, and the stress of having to cope with this - coupled with the effect it can have on work, family life, health and relationships - can be all consuming. Sharing these concerns with the people closest to you isn't always an option for everyone, but ignoring these worries can make things worse.

PayPlan have been working with Sussex Police Federation to provide free comprehensive advice, guidance and support for anyone struggling with their finances. Our purpose is to help you take back control of your money.

For over 20 years, PayPlan have been helping Police Officers in difficult financial situations and during that time have developed a wide range of practical, long-term solutions that can not only help to manage your money, but also enable you to live your life. We believe that you can, and should, live a happy life whilst repaying your debt.

For free, confidential and impartial money advice, you can call PayPlan on 0800 009 4146 or visit payplan.com/police. You'll find our team of trained advisers understanding of your situation and always on hand to help you find a solution that fits your life. They will never tell you what to do, but they will offer you best advice, share their experience and help you every step of the way.

Take charge of your debt - We're here to help

Police Mutual

About Us

For over 140 years, Police Mutual have been helping Officers, Staff and their families with their finances. With no shareholders, we're run for the benefit of our members and the Police Service which means we can focus on delivering the things that are most important to you.

How we can help

We offer a great range of products and services exclusively for our members and care continually developing them to ensure they meet your needs.

Overspending at Christmas is common so if you are worried what your next credit card bill is going to look like Police Mutual has some helpful advice that can help you get on top of your debts including financial fitness test, simply click on the here to find out more. 

Police Money Matters (PMM) Police Pension Scheme Seminar

Planning for your Retirement

Partners are most welcome.

Click Police Money Matters Seminars for further information on the 2018 dates.


Planning for your Retirement

Sussex Police Federation & Police Money Matters offer a Pre‐Retirement Seminar! 

FREE for all officers who are nearing retirement or who are in their last three years of service. 

The seminar will aim to provide information on several issues including:‐

  • pension benefits
  • changes to the Police Pension Scheme
  • key decisions to make before retiring when to retire 
  • the pros and cons of retiring 
  • re‐employment following a retirement 
  • managing finances post-retirement including regular reviews 

Seminar Date: Tuesday 20/11/2018 

Between 10.30am to 1.30pm  

Refreshments on arrival and a buffet lunch at 1 pm provided free of charge. 

Venue Address:

South of England Event Centre

South of England Showground

Selsfield Road


West Sussex RH17 6TL



Partners are most welcome. 


To find out more about Police Money Matters and to register your interest in attending the above seminar please follow the link below. 


Click the dark blue Register for Seminar icon. 

Retirement Seminars ‐ Police Money Matters http://www.policemoneymatters.com/ 

Due to the limited spaces, we can only take a maximum of 18 attendees, book now in order not to be disappointed.

Douglas Rowe Financial Services specialise in all areas of Financial Services and wealth Management including:

  • Mortgages (purchase, re-mortgage, buy to let, shared ownership)
  • Family Protection
  • Retirement Planning
  • Savings and investment Planning

Your home may be repossessed if you do not keep up the re payments on your mortgage






Metfriendly offers effective, great-value products and services to help members of the UK police family save for their futures and have better financial security.

We’ve supported the police for quite some time now and in 2018 we celebrate our 125th anniversary.

If you are a serving or retired officer or work as staff in the police service, we have financial products and services designed to meet your needs. Your partners, spouses, and family members can also apply for our products.

We offer:

  • ISAs that you can save into regularly, including the Lifetime ISA, or invest a lump sum
  • Protection products
  • Children’s Savings Plans

To talk to us, call 01689 891454 - lines open 8:30 to 17:00 (Mon to Thurs), 16:30 (Fri).

Visit www.metfriendly.org.uk to learn more.


Metfriendly is the trading name of the Metropolitan Police Friendly Society Limited. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm ref No. 110026).