Group Insurance Scheme booklet 2023 - 2024
Lincolnshire Police Federation – Group Insurance - 1st October 2023 - 30th September 2024
Another year of great savings to be had at a fantastic price of only £31.50 for Member cover and an additional £7.50 for partner cover.
If you are not a member already and are interested in being part of this scheme please contact Ruth at ruth.fox@lincs.polfed.org
Serving Member Premium Cohabiting Partner/Spouse Premium
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£31.50 £7.50 |
Life Insurance Life Insurance Child Death Grant |
Member £120,000 Partner £60,000 Child £3,000
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Critical Illness Child Critical Illness |
Member & Partner £10,000 Child £2,000
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Terminal Prognosis Advance on Life Insurance |
Member & Partner 20% of sum insured
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Worldwide Travel |
Member plus cohabiting partner/spouse and their dependant children aged under 23, all normally resident with the Member.
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Hospitalisation Benefit |
Member can claim £50 per night up to 7 nights. This is now for any unplanned Accident/illness rather than just Accident.
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On Duty Assault Benefit |
Member - whilst on police duty if an Officer suffers an assault caused by the discharge of either firearms, crossbows or shotguns, or caused by stabbing inflicted by a knife or other sharp instrument which results in actual physical injury which renders the member unfit for duty for a period of 3 consecutive days or more. This also covers burns causing permanent disfigurement or scarring. The amount payable ranges from £300 to £5,000. On Duty HIV Benefit is a separate form and can be obtained if/when needed.
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Convalescent Benefit |
Member If attending PTC (Harrogate or Auchterardar) you can claim £70 per stay. Form needs to be authorised at PTC then brought back to the Federation for processing.
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Court Award Compensation |
Member Up to £500 can be paid. If as a result of an On-duty assault, compensation awarded to an Officer by the Court has not been paid within 6 months from the payment date of the award, a payment will be made. The benefit is payable after a period of 6 months has elapsed from the date the award was made, up to 24 months after the award was made.
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Health Assured |
Family
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Motor Breakdown (UK & Europe) |
Member & Partner
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Dental Injury & Emergency ( as a result of an accident only ) |
Member only |
Sick Pay |
Member (20% of scale pay up to 26 weeks)
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GP24 (Access to a GP 24/7 via telecon or video call) |
Family
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Personal Accident |
Family
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Mobile Phone Cover |
Member Only
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Legal Expenses |
Included
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